Health coverage is the most common benefit offered by employers, but it’s also the most expensive. The health insurance market is continually shifting to fit the needs of employers of all sizes. In years past, Self-Funding was not available or even considered for groups with fewer than 100 employees. Today, carriers have Self Funded and Level Funded products down to smaller groups, allowing them to break away from the constructs of fully insured plans. For larger employers, considering payment methodologies like reference-based pricing can be a viable cost-containment solution and a more strategic approach to manage claim spend. Our experts will be able to guide you through the different options and platforms for your group’s coverage.

Ancillary products such as Group Vision, Dental or Life insurance are a powerful compliment to a benefits package, supporting a whole-body approach to health and wellbeing. Worksite Benefits are a cost-effective solution to help employees offset out-of-pocket medical expenses. These benefits are employee-paid and can help your employees fill the gaps created by high deductibles and rising copays, providing the financial security they need and deserve.